28604 Zip Code Map | Maps, Demographics and Population for Banner Elk, NC

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28604 is a 5-digit zip code located in Banner Elk, North Carolina. Banner Elk is the primary city for 28604 and is located in Avery. In the most recent US census the population of 28604 was 7050.

There are a total of 9,403 housing units in 28604, North Carolina. A total of 62.75% (5,900) are currently vacant.

Heading	Statistic
Timezone	GMT-5
City Name	Banner Elk
Housing Units	9,403
Median Home Value	$296,500
Universities	0
Law Enforcement	4 Locations
Hospitals	1

Heading	Statistic
Current Population	7,050*
Avg Income	$61,161
Occupied Houses	3,150
Vacant Houses	5,900
* Population taken from the last census in 2020.

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North Carolina 3-Digit Zip Code Map Showing 28604

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County Map Showing 28604, North Carolina

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Population Figures for 28604

Total Population by Age

28604 has a total population of 7,050. In the bar chart and table below, this population is split into 18 different age range segments.

Most inhabitants of 28604 are in the 15 to 19 years age bracket. As of the last census, there are 774 people in this segment.

The 85 years and over segment is the smallest age range in 28604. There are just 130 people in this category.

Age Range	Population
Under 5	272
5 to 9	423
10 to 14	393
15 to 19	774
20 to 24	564
25 to 29	288
30 to 34	292
35 to 39	315
40 to 44	487

Age Range	Population
45 to 49	501
50 to 54	459
55 to 59	443
60 to 64	608
65 to 69	486
70 to 74	628
75 to 79	396
80 to 84	212
Over 85	130

Race and Gender Population of 28604

Men make up the highest portion of people in 28604. There are 3,849 men and 3,822 women in this 5-digit zip code.

Most people in this zip code are White, with a total of 6,756 people in this category.

The chart and table below shows the population of people and which race they belong to in 28604

Gender	Population
Male	3,849
Female	3,822

Race	Population
White	6,756
Black	134
American Indian	186
Asian	83
Native Hawaiian	4
Some other race	112

Real Estate Figures

Median Rent	Median House Value	Median Rooms in House	Most Common Heating Type
$135	$296,500	5.3 rooms	Electricity

Housing Types in 28604 Zip Code

Below are two charts showing the amount of occupied vs vacant homes and the amount of renter vs owner occupied houses in the 28604 zip code.

The 28604 zip code area has a homeowner vacancy rate of 71.23% and a rental vacancy rate of 88.5%. This means there are a total of 5,900 vacant housing units throughout the zip code area. Conversely there are 3,150 housing units that are currently occupied.

Occupied Units	Vacant Units	Owner Vacancy Rate	Rental Vacancy Rate
3,150	5,900	71.23%	88.5%

Owner-Occupied	Renter-Occupied
2,383	767

Property Value in 28604

Most homes in 28604 are valued $300,000 to $499,999, with 805,010 houses in this category.

There are just 8060 houses valued at $300,000 to $499,999. As you can see in the chart and table below, this is the smallest segment in this zip code.

The affordability ratio for the 28604 zip code in North Carolina is 3.2. This is calculated by dividing the median housing value by the median income and is used to show how affordable a zip code is.

An affordability ratio of 3.2 is generally considered Medium (Moderately Affordable).

House Value	Units
Less than $50,000	8,060
$50,000 to $99,999	105,030
$100,000 to $149,999	109,080
$150,000 to $199,999	300,060
$200,000 to $299,999	406,020

House Value	Units
$300,000 to $499,999	805,010
$500,000 to $999,999	203,070
$1,000,000 or more	9,000
Median House Value	$296,500

Heating Types for Homes in 28604

There are 8 different heating types used by people in the 28604 zip code area. As you can see from the table and chart below; Utility gas, Bottled, tank, or LP gas, Electricity, Fuel oil, kerosene, etc., Wood, Solar energy, Other fuel, No fuel used are the most commonly used heating types in this area.

Electricity is most commonly used to heat homes in 28604. As you can see below, there are 1,302 houses that use this method.

Heating Type	Units
Utility gas	295
Bottled, tank, or LP gas	1,009
Electricity	1,302
Fuel oil, kerosene, etc.	410
Coal or coke	0

Heating Type	Units
Wood	109
Solar energy	4
Other fuel	19
No fuel used	2

Household Income Generated 12-months of 2022

The chart and tables below show the household income segments for households in the 28604. 5.9 of households are on the low end, earning less than $10,000 in 2022.

On the other end, 7.3 of households earned more than $200,000 in the same year. You will also see that the mean income of this zip code is around $93,168.

Most households in 28604 earn in the $35,000 to $49,999 range. 17% of households are in this segment.

Income Range	Percent
Less than $10,000	5.9
$10,000 to $14,999	0.8
$15,000 to $24,999	8
$25,000 to $34,999	8.1
$35,000 to $49,999	17.9
$50,000 to $74,999	16.4

Income Range	Percent
$75,000 to $99,999	16.5
$100,000 to $149,999	14.6
$150,000 to $199,999	4.7
$200,000 or more	7.3
Mean income	$93,168

Bedrooms, Rooms and Units in Structures in 28604

Below are three pie charts and tables showing the amount of bedrooms, total rooms and structures in houses for this zip code.

Most houses in 28604 have 5 or more bedrooms, with a total of 86 houses.

In regards to rooms in general, people in this zip code have an average of 5.3 rooms in their house. Most houses actually have 5 rooms in their house. 2,062 homes fit into this category.

2,062 homes in 28604 are in the 1-unit, detached category, which is the most common in terms of structures for this area.

The largest homes tracked, which are 20 units or more, make up 284 of the houses in this zip code. On the other end, 6,777 houses make up the smallest homes, which are 1 unit, mobile homes or boats.

Bedrooms	Units
No bedroom	86
1 bedroom	86
2 bedrooms	86
3 bedrooms	86
4 bedrooms	86
5 or more bedrooms	86

Rooms	Units
1 room	174
2 rooms	220
3 rooms	770
4 rooms	1,724
5 rooms	2,062
6 rooms	1,575
7 rooms	953
8 rooms	768
9 rooms or more	804
Median rooms	5.3

Units in Structure	Units
1-unit, detached	5533
1-unit, attached	178
2 units	178
3 or 4 units	356
5 to 9 units	858
10 to 19 units	775
20 or more units	284
Mobile home	772
Boat, RV, van, etc.	294

Healthcare and Hospitals

Hospitals Database

There are currently no hospital and healthcare locations in the zip code of 28604.

Universities

Universities Database